Employees are eligible for disability benefits if they have been unable to work for seven days. Depending on your rehab and healing process, temporary disability can sometimes escalate into permanent disability status.
Worker’s Compensation Benefits typically fall within one of four categories:
Temporary Partial Disability (TPD)
Under TPD, you can receive two-thirds of the total difference between your weekly paycheck before the accident and after the accident. These benefits can last up to 350 weeks after the date of your injury, and will not exceed $383 per week.
Temporary Total Disability (TTD)
Under TTD, you can receive two-thirds of whatever your weekly paycheck was prior to your injury. The amount you receive will not exceed $675 per week, but it must be more than $50. These benefits can last for up to 400 weeks, but if your injury was critical, you may be eligible to receive further TTD compensation. Critical injuries can range from damage to the brain, spinal cord, skull, or loss of a limb or loss of speech.
Permanent Partial Disability (PPD)
PPD refers to a permanent partial disability that limits you to perform specific types of work. In the state of Georgia, you can also receive PPD when you have suffered “loss of use of body members or from the partial loss of use of the employee’s body.” These benefits are calculated based on the part of the body affected and your level of impairment.
In addition to compensating lost wages, worker’s comp will also cover all medical treatment related to the injury or illness as authorized by your doctor. The nature of your injury will determine the number of weeks you are eligible for benefits, but for most medical benefits, the maximum benefit period is 400 weeks.
Where needed, worker’s comp will also cover vocational rehab and reimbursement you for any expenses while traveling to your medical appointments.
In the case of accidental death, your spouse or children are typically eligible to receive death benefits. The application process, however, can be extremely difficult or even require litigation. You will want to meet with a worker’s compensation lawyer quickly to guarantee your legal rights are protected.
If you have any further questions, please contact us. We are ready to hear your story and give you compassionate care and counsel.